If your sum assured (Life Insurance Value) goes beyond 10 lakhs (1 million) INR, LIC of India would wish you to endure a medical take a look at (known as an FMR – Full Medical Report) earlier than underwriting your coverage. You might be asked to go to a clinic accepted by a TPA (Third Party Administrator) to bear sure exams. Depending on the age and the amount of insurance coverage taken, the exams will range.
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